INJURED IN A CAR ACCIDENT? WE CAN HELP
Car accidents can result in various traumatic injuries that can be temporary or lifelong. From physical to mental disabilities and trauma, being in a car accident can disrupt your life in an instant, causing you to go from being able to perform regular activities such as going to work, to school, or playing sports to coping with your medical needs and going through medical treatment.
Our expert Ontario car accident lawyers will explain your options and help you pursue all available benefits for yourself and your family. For instance, under your Accident Benefit policy (which is part of your motor vehicle policy), we will ensure that you get immediate medical care, such as physiotherapy, chiropractic treatment, and, if necessary, psychological help. If you provide caregiving to others, we can have a new caregiver step in. This policy has many features, but an application is necessary.
What to Do After a Car Accident
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If possible, move your vehicle out of harm’s way.
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Call 911. This will alert police and ambulance services.
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If you feel that you have been seriously injured, do not try to move. Let the First Responders evaluate you and provide necessary care and support. It is important that you go to the hospital if it is recommended. Hospital records are extremely important in evaluating which injuries occurred in the accident. The insurance industry often suggests that injuries had already existed or are not related to the accident because there was no initial complaint at the time of the accident.
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Make notes of damages and take pictures.
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Record or photograph the names, addresses, license plate numbers, vehicle information (make, model, year) of each vehicle involved in the accident, as well as insurance information.
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Get information from any available witnesses, especially their names and contact information. When able, contact your insurance company. It is absolutely vital that you begin a diary containing dates, times, places of medical treatment and insurance contacts.
Understanding Ontario Law for No-Fault Car Insurance
The term “no-fault” insurance implies that all your insurance benefits will be paid regardless of fault. Only your Accident Benefits are truly no-fault benefits, which will be paid regardless of who was responsible for the accident. However, even your claim against the other driver, the Tort Claim, has some no-fault restrictions. Before you can claim against the other driver, your injuries must be found to be “permanent and serious”, and are subject to a very high deductible which continually rises with inflation. Currently the deductible is in excess of $40,000. This deductible was put in place by the Ontario government to deter litigation for minor injuries. As experienced Ontario car accident lawyers, Strype attorneys understand the importance of limiting the application of the deductible in all serious injury cases.
Ontario legislation outlines your rights regarding suing for damages for the injuries you sustained in a car accident.The legislation also outlines mandatory Accident Benefits.
Accident Benefits are mandatory benefits that insurance companies must pay to injured parties in a car accident, including no-fault and at-fault drivers, passengers, and pedestrians injured in a car accident in Ontario.
It’s essential to file a report and request Accident Benefits within 30 days of the car accident in Ontario. If you are a family member of an accident victim who cannot file a claim themselves due to their injuries, talk to one of our Toronto car accident lawyers as soon as possible to ensure that a report is filed before the 30-day deadline. Even if you are beyond the 30 day period, Strype Injury Lawyers will still ensure that you have access to your benefits.
TORONTO CAR ACCIDENT LAWYERS
STRYPE IS DEDICATED TO ENSURING YOUR ACCESS TO JUSTICE
Strype Personal Injury Lawyers will negotiate with your insurance company and refer you to our extensive network of medical professionals to ensure you receive the best treatment for injuries sustained in a car accident.
We will be your advocate. We will negotiate or litigate for as long as it takes for you to receive fair compensation. We will work closely with you to ensure you receive all available benefits (accident, disability, third-party liability, or tort damages).
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