Skip to content



Long-Term Disability Claims

Long-term disability insurance provides income support for individuals who suffer a serious illness or injury and as a result are unable to work at their regular job. This insurance is meant to provide a portion of your typical income to support you on an ongoing basis. 

What Injuries Can Result in Long-Term Disability?
  • Full or partial paralysis
  • Chronic pain
  • Brain or spinal cord injury (e.g., paraplegia, quadriplegia)
  • Mental health injuries (e.g., PTSD, anxiety, depression)
  • Chronic illness or disease
Tort Claims

Tort Claims

Also known as third-party claims, your tort claim may provide compensation for economic losses that arise from your injury. This includes past and future loss of income, future health care expenses, pain and suffering, loss of enjoyment of life/companionship, and any other out-of-pocket expenses that have not been compensated for under Accident Benefits.
Medical Rehabilitation Benefits

Medical Rehabilitation Benefits

These are benefits available to an insured for reasonable and necessary expenses incurred with respect to injuries resulting from a motor vehicle accident. Medical rehabilitation benefits may include physiotherapy, chiropractic care, massage, psychological services, medication, and more.
Attendant Care

Attendant Care

If you are unable to care for yourself as a result of your accident, you may be eligible for assistance. In order to receive this benefit, you must be assessed by a medical professional. Care must be provided by an individual in the course of his/her employment, and there must be an incurred expense.

Why Would a Long-Term Disability Claim be Denied?

  • There are a variety of reasons that an insurance company may deny a disability claim, including:

  • An incomplete or inaccurate application
  • The insurance company determines that the claimant has misrepresented their injuries
  • The insurance company determines that the claimant failed to disclose previous medical history
  • The claimant didn’t file in time
  • The claimant misrepresented the scope of the injury
  • In some cases, you may be able to review your application for correctness and completeness and resubmit your claim. In other cases, the reason for your claim’s denial should be determined with the help of a long-term disability lawyer. 

How a Personal Injury Lawyer can help you with a Long-Term Disability Claim

Strype Personal Injury Lawyers can help you with a long-term disability claim dispute by ensuring that your application is complete and accurate. We will negotiate  with insurance companies and refer you to our extensive network of medical professionals to obtain the information, documentation, and insight needed to help you receive the support you need.

We will be your advocate and will negotiate or litigate for as long as it takes for you to receive a reasonable settlement. We’ll work closely with you to ensure you receive all available benefits (accident, disability, third-party liability, or tort).

Get a Free Injury Case Evaluation