| MEDICAL AND REHABILITATION BENEFITS |
- Non-catastrophic – Maximum of $50,000 or 10 years if over age 15 at date of loss, otherwise to age 25
- Catastrophic – Maximum of $1,000,00
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- Non-catastrophic – Maximum of $65,000 (including attendant care benefits) or 260 weeks (5 years) if over age 18 at date of loss, otherwise to age 28
- Catastrophic – Maximum of $1,000,000 (including attendant care benefits)
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| CASE MANAGEMENT SERVICES |
- Non-catastrophic – Not available
- Catastrophic – Available (part of $1,000,000 medical and rehabitation limit)
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- Non-catastrophic – Not available
- Catastrophic – Available (part of $1,000,000, medical, rehabilitation and attendant care limit)
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| ATTENDANT CARE BENEFITS |
- Non-catastrophic – Maximum of $3,000 per month and $36,000 for up to 2 years after accident
- Catastrophic – Maximum of $6,000 per month and $1,000,000
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- Non-catastrophic – Maximum of $3,000 per month and $65,000 (including medical and rehabilitation benefits) for up to 260 weeks (5 years) if over age 18 at date of loss, otherwise to age 28
- Catastrophic – Maximum of $6,000 per month and $1,000,000 (including medical and rehabilitation benefits)
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| TRANSPORTATION COSTS |
- Non-catastrophic – Only for the portion of any distance over 50 km
- Catastrophic – Available
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| HOUSEKEEPING AND HOME MAINTENANCE EXPENSES |
- Non-catastrophic – Not available
- Catastrophic – Lifetime maximum of $100 per week
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| INCOME REPLACEMENT BENEFIT REPORTS |
- Insurer shall pay up to $2,500 for an Income Replacement Benefit report. Applies to both employed and self-employed situations. Includes review of insurer prepared or commissioned reports. Expense must be reasonable. Prior approval not required.
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| INCOME REPLACEMENT BENEFITS |
- Payable after 26 weeks at $185 per week if completely unable to carry on a normal life. Increases to $320 per week from 104 weeks after accident if a student within the 52 weeks prior to the accident. Benefits reduced by formula at age 65 (subject to 2 year minimum). Payable after age 16 and for life.
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- Payable after 4 weeks at $185 per week if completely unable to carry on a normal life. Payable after age 18 and for maximum of 104 weeks.
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| CAREGIVER BENEFITS |
- Non-Catastrophic – Not Available
- Catastrophic – Payable, without waiting period, if substantially unable to continue caregiving activities, at maximum of $250 per week for first person, plus $50 for each additional person in need of care. Changes at 104 weeks to a more stringent “complete inability” test. Terminates once children attain age 16 or no longer a person in need of care. No adjustment at age 65.
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